Employer coverage: The employer must pay at least 50% of the minimum care package contribution.
The employee may refuse the supplementary health insurance if they already have coverage (spouse, CMU, short-term CDD). They must provide written proof.
Portability: In the event of contract termination (excluding gross negligence), the employee retains their health insurance coverage free of charge for a maximum of 12 months (funded by mutualization).
HCR Regime: There are specific HCR offers negotiated by the branch, often more suitable (dental care, optometry).
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